Our company is dedicated to preventing foreclosures. In the event that you are facing the possibility of losing your property due to unforeseen circumstances, we are here to assure you that there are options available to you. We can guide you through the process and help you stop the foreclosure process at any point. Don’t hesitate to reach out to us for assistance, as it’s never too late to do so.

You can avoid foreclosure quickly and at zero cost to you with our assistance.

Life’s difficulties can lead to the inability to make mortgage payments, and these challenges can arise from various reasons such as:

  • Job Loss
  • Divorce
  • Death in the family
  • Medical bills
  • Health Problems
  • Large Family
  • Wrong Investment Decision
  • Increase in Mortgage Payments

If missed payments have accumulated, and your lender is uncooperative, there are several options available to halt foreclosure:

  • Sell your property
  • Consider a short sale
  • Sign a deed-in-lieu of foreclosure
  • Consider bankruptcy
  • Whether you decide to sell the house or attempt to keep it before a foreclosure auction, time is of the essence. It’s crucial to act quickly before it’s too late.

Loan Modification – If you’re facing foreclosure and want to retain your home, get in touch with us, and we’ll review your file to see if a loan modification is feasible. During the meeting, we’ll require information about your current mortgage lender to evaluate if a loan modification can be processed.

A loan modification may be a suitable option if you have a stable income and can afford the mortgage payments. If you choose this route, when you contact your bank or mortgage servicer, they’ll assess whether they’re willing to offer a modification. The bank may require proof of hardship to demonstrate why you’re unable to meet your current mortgage payments.

Sell your House – If a loan modification doesn’t seem like the right solution for your situation, or you simply prefer to sell your house, here are some important considerations:

Listing with an agent may require paying commission fees and enduring multiple showings before a buyer is found.

Alternatively, selling your house to First Capital Home eliminates the need to search for a buyer, and there are no commissions or hidden fees involved. We are the buyers, simplifying the process for you.

Selling your House – Short Sale Route – If you owe more on your house than it’s worth, a short sale might be the best option for you. A short sale involves selling your property for less than what is owed on the mortgage. While a short sale may have a mild impact on your credit score, it is not as severe as a foreclosure.

Opting for a short sale allows you to begin anew quickly.